Cameras and claims adjusters
"A picture is worth a thousand words."
A good camera is perhaps one of the most important-if, not the most-tool that a claims adjuster can have when it comes to inspections. Cameras enable adjusters to capture damages and document all kinds of visual information that would otherwise be difficult to explain merely through some paperwork.
Whether it’s daily claims or a large loss claim, having a powerful camera that is able to capture the tiniest details and help create a better and more accurate scoping report is sure to become an important part of an adjuster’s toolkit.
But how do we determine which camera is the one best suited for the job? While there are many options in the market, what helps decide which kind of camera makes the cut?
Ideally, a camera that is able to captured detailed images of damages both exterior and interior should be the one, but is quality enough? What about accessibility and shareability? Should an adjuster worry about a camera’s ability to share photos in a quick and easy manner?
What kind of features should a claims adjuster look for in a camera? Let’s have a look:
While professional photographers have countless requirements, a camera for claims adjusters should have these features to be considered as a good option:
Claims adjusters travel a lot for assignments all across the country and sometimes inspect tiny spaces where they have to crawl through. Other times, there might be roof damages that require adjusters to climb the roof. Having a camera that can be easily carried anywhere becomes a major requirement and an advantage for adjusters. Therefore, claims adjusters need a lightweight camera.
While having a high-quality camera is good, claims adjusters also need to keep in mind the fact that inspections generally involve a distribution of hundreds of pictures from a claim. This means that a high-quality camera will snap pictures that take up a lot of space. This is not ideal for adjusters. Therefore striking a balance between quality and shareability is important.
A camera that doesn't have a flash is a big NO! for adjusters. Adjusters often have to take photos in dark places like basements or ill-lit rooms that have damages. Therefore, having a camera with a flash is crucial to their work.
The best cameras for adjusters
- Fujifilm XP: The Fujifilm XP is a great choice for adjusters who are looking for a compact camera that doesn’t compromise on quality and efficiency. Being waterproof, freeze-proof, shockproof, and dust-proof makes it a rugged choice. It also boasts of Bluetooth sharing as well as geotagging capability, making it a good choice for adjusters.
- Nikon Coolpix L840: This Nikon camera is another great choice for adjusters and offers a lot of functions that are quite handy for inspection assignments. With built-in WiFi, Low Light image sensor, great battery backup, and the Nikon brand value, this camera can easily be carried across different adjusting environments and can be a good companion to adjusters.
- Canon PowerShot ELPH: The Canon PowerShot ELPH is perhaps the sleekest camera that adjusters can lay their hands on. The most amazing aspect of this camera is the wide-angle shots that it offers which can make a huge impact on a claims adjuster’s work. Designed specifically for people who are always on the move, this is a great camera to work with for adjusters.
- Canon PowerShot SD870IS: Another Canon camera that is lauded by many adjusters. This camera like the previous one features wide-angle shots along with image stabilization zoom. Adjusters can benefit from the wrist strap that helps avoid accidents and it can be easily carried anywhere.
These are some of the best cameras that claim adjusters can get their hands on and boost their inspection quality as well as accuracy.