Let’s have a look at some of the most highly rated auto insurance companies that serve in the United States of America.
One of the most critical factors that underlie being a car owner is insuring your car. Maintaining your car so that it remains in pristine condition is necessary but one cannot avoid accidents and unforeseeable damages to your car. Therefore, having insurance for your car becomes a necessity to keep yourself safe financially when it is time to file a claim. Buying insurance for your car has the potential to save you thousands of dollars in exchange for a small monthly premium. The parameters for being the best auto insurance company certainly include fast claims settlement process, highly satisfying customer support and of course, better quotes in a competitive market. So let’s have a look at the best-performing auto insurance companies in USA.
Amica Insurance:
With an A+ rating by A.M. Best Company, Amica insurance is a great choice for those who are new to insurance and are looking to insure their car. Being the oldest auto insurance company, their clients get to benefit customized insurance policies that cater to all their needs. Offering a 25% reduction in insurance quote in case of insuring multiple cars and a 15% reduction if auto insurance is combined with homeowner’s insurance, Amica also ensures affordability for its policies. Their customer support team boasts of an impressive 94% satisfaction rate. You can find out more about Amica insurance on their website.
State Farm:
State Farm is the largest auto insurance company in the United States and has been offering its services for almost a century. With an A.M. Best Company rating of A++, their auto insurance covers all kinds of cars and driver scenarios. From teen drivers to providing insurance for sports cars to covering rental cars, State Farm’s comprehensive policies offer a large variety of coverages. Their lucrative discounts on auto insurance are calculated using enhanced AI tools that communicate with your mobile device to gather data on your driving history. Similar to Amica, State Farm also provides discounts on combining auto insurance with home insurance. Their prices are competitive and State Farm also happens to have one of the best customer support teams in the market. You can learn more about State Farm on their website.
GEICO:
GEICO is the second-largest auto insurance company in the United States after State Farm. Having been in business for over 75 years. GEICO offers exemplary services when it comes to their clients. Their on-road assistance has had an unbeatable track record which is powered by specially designed applications that are integrated with your mobile device to offer 24/7 customer service. GEICO also manages to beat its rivals in the insurance market by insurance discounts and low premiums for multiple car owners. For people new to auto insurance, GEICO is a great choice. However, if you have been involved in accidents, GEICO is likely to offer higher rates for auto insurance. You can find more about them on their website.
USAA:
Catering specifically to military personnel, USAA is considered to be one of the best auto insurance companies currently serving in the United States. Earning a perfect score in the ‘Overall Satisfaction’ category in a J.D Power U.S. Auto Insurance Claims Satisfaction Study, USAA has fared brilliantly against most of its competitors. A recent report y Consumer Reports also placed USAA above insurance giants like GEICO and Progressive. USAA scored better in all parameters, from claims settlements; customer service; on-road assistance; as well as ease-of-access. You can find out more about USAA on their website.
The Hartford:
The Hartford Financial Services Group, based in Connecticut is the 11th largest insurance company in the United States but still manages to take on giants like State Farm and Amica with its impressive policy options and wide range of coverages. Focusing on the customer’s usage of his/her car, Hartford’s auto insurance policies provide highly customizable options to choose from. Offering huge discounts with its insurance policies, Hartford also has lower premiums than its competitors, especially for those with a clean track record. While Hartford only enjoys a three-star rating in claims satisfaction, it makes up for that with a perfect score in ‘Overall Purchase Experience’ according to a J.D Power report . You can find more about The Hartford on their website.
These are some of our top picks among the best auto insurance companies in the United States. Make sure to visit their website and have a look at what each insurer has to offer to make an informed choice.