All the information you need to know to get an adjuster license in Texas.
There are certain requirements that one needs to fulfill in order to obtain an insurance adjuster license. Complete the following steps to obtain and maintain your Texas insurance adjuster license:
Some basic requirements in order to apply for the license remain the same for all applicants. These include the minimum age criteria which is 18 years, being a legal U.S citizen or a naturalized U.S citizen with proper work authorization and most importantly, having no criminal background whatsoever.
If you are a resident of the state of Texas, then you would have to verify your residency. After that, you need to take the Adjuster All-Lines State Exam which costs $62 and obtain at least 70% aggregate in the exam.
Applicants who already have an out-of-state adjuster license, need not take the exam. All they require is to check the reciprocity of their state with Texas.
Additionally, applicants who have completed a Texas Department of Insurance (TDI) approved course or training program for claims adjusting are also exempt from taking the exams.
For non-residents, who hold an adjuster license in their state, the only requirement is to apply for a reciprocal license for Texas. An applicant, however, should make sure that their home state has a reciprocal agreement with the state of Texas.
For non-resident applicants who do not hold a license in their home state, the process involves meeting all Texas resident license requirements and then designating Texas as the home state for the adjuster license only. Non-resident adjusters designating Texas as their home state must comply with the continuing education(CE) requirements in the state.
Once all the satisfying requirements are met, one needs to apply for the license. This involves submitting the appropriate paperwork and paying the fee. Make sure that while applying, you are aware of the kind of license you require in order to handle claims in Texas.
For residents, an Adjuster- All Lines license is required.
Licensed non-residents wanting to handle claims in Texas can amend their current license from here
Non-resident individuals not having any license must apply for the Designated Home State- All Lines license
After selecting the appropriate license, submitting fingerprints is the next step. Start your application on Sircon. Applicants must register for LiveScan and submit their fingerprints electronically at through IdentoGo
The next step is to submit Proof of Citizenship document for further verification.
Once your license is issued, you can view it on Sircon.
Here you can find some tips for successful application processing.
Maintaining your License
Once your license is issued, maintaining it is vital. Texas requires 24 hours of continuing education (CE) every two years. At least 12 hours must be “classroom” or “classroom equivalent”. The 24 hours need to include two hours of ethics/consumer protection. These courses can be found on the Sircon website under the Approved Courses category.
It is essential to always stay updated, whether it is professionally or experientially, especially if you wish to handle claims in Texas.
We hope this guide answers all your questions regarding adjuster license requirements in Texas.